Being an adult and experiencing the pleasures of paying bills, cleaning the house, mowing the lawn, and balancing the checkbook sometimes makes me want to pull my hair out. I have a decent job with good pay, but I still feel the sting when the numbers on the gas pump creep up past that $40 range. With America whining about rising prices all across the board, I've forced myself to take a step back and challenge myself to save more and spend less. Hence, the following:
- Stop buying clothes. Now, I'm not thinking about joining a nudist colony or anything, but I have been known to get a little too excited on payday and run to Target to browse their newest clothing line. Grant always gets so frustrated when I do this because, let's be honest, the quality of Target clothes has taken a large step down in the past 5 years. While their t-shirts may only be $6.99, they last just barely long enough to make it through the season. I'll allow myself to buy new clothes only when "needed", and even then, only what I need to get by. Even on a budget, I still have to look like a professional at work.
- Analyze the basket before making it to the checkstand. This is one of my more successful efforts. First off, I like to use a hand basket whenever possible. If I grab a cart, chances are I'll fill it, and my credit card screams that much louder when I swipe it through. Second, once I've complete my rounds through the store, I stop for a minute and make sure that everything in my basket is justifiable. If the hot pink nail polish or the funky kitchen gadget doesn't make the cut, I'll survive.
- Costco, Costco, Costco. I'm sure most people already understand the power of this wholesale giant, but when you're trying to save a penny here and there, Costco is like the Superhero of my bank account. The key here is, while you might pay more NOW, you're saving quite a bit by only having to do the shopping every couple of months instead of weeks. And those coupon books that they send out help you save that much more.
- Eat at home. I love eating out. It's something that my family does a lot since it seems like we're always running from place to place. Once I started living on my own, I realized just how expensive it is to pay someone to cook, serve, and clean up after you. While grocery prices are going up just as much as gas prices, I still try to get creative with whatever I have sitting in my cabinets. Grant and I fully enjoy cooking meals together, so it's kind of a win-win situation.
- Entertainment at home. There are lots of things that you can do at home for entertainment. Watch a movie on TV, play Blackjack with candy, put a piece of tape on your dog's back and watch her squirm. Okay, so that last one might not be very humane, but you get the point. Movies now cost almost $20 for two people just to watch. Add popcorn, drinks and candy and you're looking at double that. Grant and I bought a Nerf football at the beginning of summer and you'd be amazed at how long we can keep ourselves entertained...while getting a little exercise at the same time.
On the flip side, there are some things that I still can't get myself to skimp on:
- Haircuts. Supercuts has ruined my hair more than once and I fully intend on spending the $25 or so every few months to make sure that my hair is styled uniformly.
- Toilet paper. Cardboard is not acceptable for the job that toilet paper is built for. Hence, expensive toilet paper.
- Cable/Internet. Yes, I am a twenty-something college graduate whose life would surely end if I could not watch Michael Phelps do the breast stroke on cable TV and then go online to read about it.
- "Wellness" appointments. I like having white, straight teeth, eyes that can see and a body that doesn't keel over and die before I'm ready to go. Therefore, I am totally okay with paying doctors to tell me that everything is A-OK.
- Having a life. I worked hard in college to have a job that would support me enough so that I didn't feel like I had to go to the food bank in order to survive. Being responsible with your money is important. Having a life is also important. If we decide to waste money on a romantic dinner that we don't have to cook, watch a movie on a screen bigger than the one in our living room and buy popcorn that wasn't made in our microwave....well, then, by golly we just might do that every once in a while. It may cost us a pretty penny, but there's nothing wrong with spoiling yourself on occasion and enjoying the heck out of it.

